ACTUAL INCOME
Present Income and Expenses
|
|
BUDGET GOAL INCOME
Budget Goals In This Column
|
|
|
|
INCOME
|
|
INCOME
|
|
|
|
Take Home Pay
|
$
|
Take Home Pay
|
$
|
|
|
Child Support / Alimony
|
$
|
Child Support / Alimony
|
$
|
|
|
Other Income
|
$
|
Other Income
|
$
|
|
|
TOTAL INCOME
|
$
|
TOTAL INCOME
|
$
|
|
FIXED EXPENSES
Constant for At least Six Months
|
|
FIXED EXPENSES
Constant for At least Six Months
|
|
|
|
Mortgage / Rent
|
$
|
Mortgage / Rent
|
$
|
$
|
|
Insurance: Auto, Home, Life
|
$
|
Insurance: Auto, Home, Life
|
$
|
$
|
|
Long Term Savings, IRA, 401(k)
|
$
|
Long Term Savings, IRA, 401(k)
|
$
|
$
|
|
Savings
|
$
|
Savings
|
$
|
$
|
|
Church Donations
|
$
|
Church Donations
|
$
|
$
|
|
Child Support / Alimony
|
$
|
Child Support / Alimony
|
$
|
$
|
|
Car Payments
|
$
|
Car Payments
|
$
|
$
|
|
TOTAL FIXED EXPENSES
|
$
|
TOTAL FIXED EXPENSES
|
$
|
|
FLEXIBLE EXPENSES
Change Month To Month
|
|
FLEXIBLE EXPENSES
Set Goals to Reduce Flexible Expenses
|
|
|
|
Groceries / Household Items, Pet Food
|
$
|
Groceries / Household Items, Pet Food
|
$
|
$
|
|
Telephone, Cell Phone
|
$
|
Telephone, Cell Phone
|
$
|
$
|
|
Electricity
|
$
|
Electricity
|
$
|
$
|
|
Gas / Heat / Utility
|
$
|
Gas / Heat / Utility
|
$
|
$
|
|
Cable TV, Bundle Package
|
$
|
Cable TV, Bundle Package
|
$
|
$
|
|
Internet Service
|
$
|
Internet Service
|
$
|
$
|
|
Transportation: Gas,Oil Changes, Car Maintenance
|
$
|
Transportation: Gas,Oil Changes, Car Maintenance
|
$
|
$
|
|
Credit Card Payments
|
$
|
Credit Card Payments
|
$
|
$
|
|
Other Unsecured Debt Payments, Student loans, Bank loans
|
$
|
Other Unsecured Debt Payments, Student loans, Bank loans
|
$
|
$
|
|
Childcare / Daycare
|
$
|
Childcare / Daycare
|
$
|
$
|
|
Medical / Dental / Prescriptions
|
$
|
Medical / Dental / Prescriptions
|
$
|
$
|
|
Emergency / Safety Savings
|
$
|
Emergency / Safety Savings
|
$
|
$
|
|
Clothing / Dry Cleaning
|
$
|
Clothing / Dry Cleaning
|
$
|
$
|
|
Contributions, Memberships, Gym
|
$
|
Contributions, Memberships, Gym
|
$
|
$
|
|
Home Maintenance, HOA, Condo Fees
|
$
|
Home Maintenance, HOA, Condo Fees
|
$
|
$
|
|
Entertainment, Dinning Out Latte's, Movies, Hobbies
|
$
|
Entertainment, Dinning Out Latte's, Movies, Hobbies
|
$
|
$
|
|
Savings - Vacation
|
$
|
Savings - Vacation
|
$
|
$
|
|
College Tuition, Books
|
$
|
College Tuition, Books
|
$
|
$
|
|
Spending Money: Hair, Cigarettes
|
$
|
Spending Money: Hair, Cigarettes
|
$
|
$
|
|
Gifts / Christmas / Other
|
$
|
Gifts / Christmas / Other
|
$
|
$
|
|
Total Fixed Expenses
|
$
|
Total Fixed Expenses
|
$
|
|
|
Total Flexible Expenses
|
$
|
Total Flexible Expenses
|
$
|
|
|
TOTAL EXPENSES
|
$
|
TOTAL EXPENSES
|
$
|
|
|
TOTAL NET
|
$
|
Discretionary Money Increase
|
|
$
|
|
|
|
